Part B
Medicare Part B is Outpatient Coverage
Part B covers medically-necessary services such as:
Doctor visits
Specialist visits
Outpatient surgeries
Ambulance services
Labs
Infusions
MRI's and CT scans
Drugs administered in the doctor's office
(this is not an exhaustive list)
Monthly Premium: $185 (2025)
The standard monthly premium for Medicare Part B is $185 (2025). However your monthly premium could be more or less depending on your income. For more information on Part B premiums, visit Medicare.gov
Cost Sharing
Annual Deductible (once-a-year): $257 (2025)
Co-insurance: 20% (your share)